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Our Strategy

Our strategy is to be a reliable partner for businesses with the highest integrity and ethics. We recognize our duty to our stakeholders and believe that being economically successful and having competitive advantages of our business, we can ensure trustworthiness to our employees as well as our clients.

KDB Bank Uzbekistan has competitive advantage which is created by the scale and diversity of our businesses and the quality, character and relationships of our people. Scale and diversity allow us to build sustainable businesses by delivering operational excellence, investing in innovation, managing our risks and allocating our capital efficiently. Our people allow us to cultivate deeper relationships with our customers and clients by providing the best of KDB Bank Uzbekistan to each. We value the diversity of our employees, motivate their talents and provide most efficient work-life environment. 

We are committed to provide our clients with superior financial advice and solutions while generating attractive and sustainable returns for shareholders. Our business shares key characteristics:

  • We benefit from a strong competitive position in our targeted market
  • We are capital-efficient
  • We offer smooth structural growth and profitability outlook

As we refresh our goal, purpose and values and rebalance our objectives across multiple stakeholders, we believe we can become the bank of choice for people.

Our strategy builds on the strengths of our businesses and focuses our efforts on areas in which we excel, while seeking to capitalize on the compelling growth prospects in the businesses in which we operate. Capital strength, strong core values and talented team are key foundation of our success.

Our Vision

  • We value our intercultural environment and we are highly dedicated to the growth of our business
  • We highly recognize alignment of risks and rewards, attraction of talented individuals, fostering teamwork and partnership and we take into consideration of society in which we operate
  • We serve our clients by building a strong network of balanced businesses underpinned by strong capital and liquidity

Our Values and Beliefs

  • Integrity:
  • We communicate openly and respect challenging views
  • We live by the highest standards of integrity in everything we say and act
  • We show the courage to say and do the right thing
  • We are accountable for failure as well as success, and not to allocate blame
  • Client Centricity:
  • We value our clients’ trust by placing them at the core of our organization
  • We analyze and develop our services and take into account our clients’ needs
  • We always strive to surpass clients’ expectations
  • We create and provide solutions for clients that balance the short and long terms
  • Sustainable performance:
  • We drive values for long-term success, efficiently gaining our short-term goals
  • We seek out alternative perspectives and put our shared interests ahead of any individual or team
  • We encourage entrepreneurial spirit which balances risk and returns
  • We follow lasting performance by developing and investing in the best talent
  • Discipline:
  • We create the environment to attract and keep the best people who share our values
  • We protect and efficiently use our bank’s resources
  • We consider to achieve our operational excellence with no excuses
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